Frequently asked questions

What budget for an apartment for sale in Estepona?

Prices generally start around €200,000 and climb for a new property on the beachfront or on the New Golden Mile. Contact us for an estimate based on your criteria.

Should I buy new (obra nueva) or second-hand (reventa)?

New properties offer guarantees, energy efficiency and customization; second-hand allows immediate availability and sometimes a very central location. We help you decide.

Can a French-speaking buyer purchase in Estepona?

Yes. You need a NIE and a Spanish bank account. Our French-speaking team and our network of lawyers will guide you through to signing at the notary's office.

Is Estepona suitable for rental investment?

Yes: 320 days of sunshine a year, proximity to Marbella and strong tourist appeal support high rental demand, particularly seasonal.

What taxes and costs should I budget for buying an apartment in Estepona?

For a resale apartment, expect Transfer Tax (ITP) of around 7% of the purchase price in Andalusia, plus notary, land registry and legal fees of roughly 1-1.5%. For a new-build apartment, VAT (10%) and Stamp Duty (1.2%) apply instead of ITP. We provide a full cost breakdown before you commit.

Can non-residents get a mortgage for an apartment in Estepona?

Yes. Spanish banks typically lend non-residents up to 60-70% of the property value, against 80% for residents. We work with local banks and brokers used to financing international buyers.

Why invest in an apartment in Estepona?

Estepona's apartment market benefits from the town's transformation over the past decade — a renovated old town, a new marina promenade and the New Golden Mile — while prices remain lower than in neighbouring Marbella.

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